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How to Finance U.S. Real Estate as a Canadian in 2025

How to Finance U.S. Real Estate as a Canadian in 2025

by Thomas Lorini | Aug 22, 2025 | Real Estate

Financing has historically been a hurdle for Canadians investing in the U.S.—but 2025 offers more options than ever. Cross-Border Lenders  Several U.S. banks and private lenders now cater specifically to Canadians. Expect down payments of 25–35% and interest rates...
Faith and Finance: Building Wealth Without Compromising Values

Faith and Finance: Building Wealth Without Compromising Values

by Thomas Lorini | Aug 22, 2025 | Real Estate

For many Canadians of faith, wealth building isn’t just about dollars and cents—it’s about stewardship. The Principle of Stewardship  Everything we own ultimately belongs to God. As stewards, our responsibility is to manage it wisely for His purposes. Avoiding the...
Cash Flow vs. Appreciation: What Works Best Across the Border?

Cash Flow vs. Appreciation: What Works Best Across the Border?

by Thomas Lorini | Aug 22, 2025 | Real Estate

When investing in Canadian real estate, most investors rely on appreciation. But in the U.S., the balance shifts. The Case for Cash Flow  Markets like Cleveland, Indianapolis, and Kansas City offer strong cash flow opportunities with lower entry prices. Monthly income...
Taxes & Structures: What Every Canadian Needs to Know Before Investing in the U.S.

Taxes & Structures: What Every Canadian Needs to Know Before Investing in the U.S.

by Thomas Lorini | Aug 20, 2025 | Real Estate

One of the most important parts of investing across the border is setting up the right structure and understanding taxes. Why Structure Matters  If you purchase U.S. property personally, you open yourself to double taxation and liability exposure. Instead, Canadians...
Top 5 Mistakes Canadians Make in U.S. Real Estate (and How to Avoid Them)

Top 5 Mistakes Canadians Make in U.S. Real Estate (and How to Avoid Them)

by Thomas Lorini | Aug 20, 2025 | Real Estate

Investing across the border comes with incredible opportunities—but also some unique challenges. Here are the top mistakes Canadians make when investing in the U.S., and how to sidestep them: 1. Buying Without Proper StructurePurchasing property personally instead of...
Why Canadians Are Looking South: The U.S. Advantage in Real Estate

Why Canadians Are Looking South: The U.S. Advantage in Real Estate

by Thomas Lorini | Aug 20, 2025 | Real Estate

Canadian investors are increasingly setting their sights on the U.S. real estate market—and for good reason. While Canadian housing markets in cities like Toronto and Vancouver continue to see skyrocketing prices and diminishing returns, the U.S. offers affordability,...
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